CURRENT RATES
Rates Effective as of 04/11/08
| Time Deposits
|
|
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
Easy Access 12 Month Term* |
$25,000.00 |
3.50% |
3.56% |
|
91 Day Term
|
$500.00
|
1.99%
|
2.00%
|
|
182
Day Term
|
$500.00
|
2.19%
|
2.20%
|
|
12
Month Term
|
$500.00
|
2.63%
|
2.65%
|
|
18
Month Term
|
$500.00
|
2.63%
|
2.65%
|
|
24
Month Term
|
$500.00
|
2.68%
|
2.70%
|
|
30
Month Term
|
$500.00
|
2.68%
|
2.70%
|
|
36
Month Term
|
$500.00
|
2.73%
|
2.75%
|
|
48
Month Term
|
$500.00
|
2.88%
|
2.90%
|
|
60
Month Term
|
$500.00
|
2.98%
|
3.00%
|
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL
|
|
FLEETWOOD BANK CAN NOT BE HELD RESPONSIBLE FOR ANY TYPOGRAPHICAL ERRORS. IN
ADDITION, FLEETWOOD BANK RESERVES THE RIGHT TO REFUSE DEPOSITS FROM CUSTOMERS.
|
|
RATES ARE NOT GUARANTEED AND MAY CHANGE BETWEEN
TIME OF APPROVAL AND TIME OF WEBSITE UPDATE.
*Easy Access CD requires a Fleetwood Bank Checking Account
|
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| Selected Mortgage Rates
|
| Term of Loan
|
Interest Rate
|
Percent Down
|
Points
|
Annual Percentage Rate
|
| 15 year fixed
|
4.87%
|
5%
|
3 |
5.561%
|
| 20 year fixed
|
5.37%
|
5%
|
3 |
5.781%
|
| 30 year fixed
|
5.50%
|
5%
|
3
|
6.050%
|
|
Rates are subject to change without notice and may
adjust according to credit history and type of property.
The rates shown are based on average interest rates for customers with a
good credit history and are owner-occupied. Customers must meet Fleetwood
Bank underwriting criteria and the home must be located in the area served
by the bank. The APR is based on a loan of $100,000.00 with 5% down payment
and requires Private Mortgage Insurance. APR will change depending on
percentage of down payment. Also available are mortgages with 2 points, 1
point and 0 points.
|
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| Selected Consumer Loan Rates
|
| Type of Loan
|
Term of Loan
|
Interest Rate
|
Annual Percentage Rate
|
| Home Equity Loan
|
up to 36 months
|
As low as 5.99%
|
* 6.090%
|
| New Auto Loan
|
36 months
|
7.49%
|
7.595%
|
|
*Annual Percentage Rate (APR) shown is for loans
up to an 80% Loan to Value (LTV) and requires a credit score greater than or
equal to 725. APRs are subject to change without notice. The above rate
includes a 0.25% reduction for automatic payment from a Fleetwood Bank checking
or savings account. Higher rates apply without the Automatic Payment feature,
with higher loan to values, and with lower credit scores. The APRs on this
product range from 6.703% to 7.953%. The APR assigned to this loan will be
based on credit score, LTV and the term requested. The monthly payment on each
$1,000 borrowed at a rate range of 6.703% APR to 7.953% APR for a 36 month term
may range from $30.75 to $31.32. Property insurance is required. Customers must
meet standard income and credit criteria and the home must be located in the
Fleetwood Bank service area. Borrower must pay any mortgage satisfaction
fees at loan termination.
|
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| High Riser Money Market (a)
|
| |
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
| |
$2,500.00
|
$2,500.00(b)
|
---------------
|
---------------
|
|
|
| Daily Balances of:
|
up to $9,999.99
|
---------------
|
.60%
|
.60%
|
|
|
$10,000.00-24,999.99
|
---------------
|
1.28%
|
1.29%
|
| |
$25,000.00-49,999.99
|
---------------
|
1.50%
|
1.51%
|
| |
$50,000.00-74,999.99
|
---------------
|
1.76% |
1.77%
|
| |
$75,000.00-99,999.99
|
---------------
|
2.07%
|
2.09%
|
| |
$100,000.00 and up
|
---------------
|
2.26%
|
2.28%
|
|
(a)
The interest rate and annual percentage yield may change after account
opening
|
|
(b) Daily balance. The amount of the principal in the account each day
|
|
Fees could reduce the earnings on the account. For current rate
information call (610) 944-7666
|
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| Business Tiered Money Market (a)
|
| |
Minimum
Opening Deposit
|
Minimum
Balance to Obtain Annual Percentage Yield
|
Interest
Rate
|
Annual
Percentage Yield
|
|
$2,500.00
|
$2,500.00
(b)
|
---------------
|
---------------
|
| |
| Daily
Balances of:
|
up
to $9,999.99
|
---------------
|
.75%
|
.75%
|
| |
$10,000.00-24,999.99
|
---------------
|
1.00%
|
1.00%
|
|
|
$25,000.00-49,999.99
|
---------------
|
1.00%
|
1.00%
|
| |
$50,000.00-74,999.99
|
---------------
|
1.50%
|
1.51%
|
| |
$75,000.00-99,999.99
|
---------------
|
2.00%
|
2.02%
|
| |
$100,000.00
and up
|
---------------
|
2.50%
|
2.53%
|
|
(a)
The interest rate and annual percentage yield may change after account
opening
|
|
(b)
Daily balance. The amount of the principal in the account each day
|
|
Fees could reduce the earnings on the account. For current rate
information call (610) 944-7666
|
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| Public Fund Money Market (a)
|
| Minimum
Opening Deposit
|
Balance
(b) to Obtain Annual Percentage Yield
|
Interest
Rate
|
Annual
Percentage Yield
|
|
$2,500.00
|
Up
to $999,999.99
|
2.52%
|
2.55%
|
| |
$1,000,000.00
and up
|
2.72%
|
2.75%
|
(a)
The interest rate and annual percentage yield may change after account
opening
|
|
(b)
Daily balance. The amount of the principal in the account each day
|
|
Fees
could reduce the earnings on the account. For current rate information call
(610) 944-7666
|
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